DSCR – Fix & Flips – Ground up develpoment
Private Money Lending For Realestate Investors
Debt Service Coverage Ratio
DSCR LOAN
HIGHLIGHTS
Up to 85% Loan to Value
DSCR 1.0 Minimum
No Income Verification
TV Based on FICO Score and
Experience
2nd Only Options
Purchase, Refinance, and Cash Out
30 Year PITI Fixed Interest Rate or
ARM
FICO 660 Minimum
Fix and Flips
Up to 90% of Purchase Price*
Only applies for SFR Fix & Flip (Not
New Construction)
100% of Rehab
Up to 75% of ARV*
All mortgage payments rolled in
Rehab Budget Funded in Advance
Draw Requests Funded in 24 hours
No Physical Inspection for Draw
Requests
Ground Up Development
A Ground-Up Development Loan provides financing for building a brand-new property from the ground up—starting with raw or vacant land and ending with a finished, income-generating asset.
Up to 90% Loan to Cost (LTC)*
Up to 75% of ARV
No Mortgage Payments for Life
of the Loan
Loan Terms Up to 2 Years
💼 Why Choose Walker Capital
When you’re in the fast-paced world of real estate investing, time is money—and banks often take too much of both. That’s where private and hard money brokers come in. We provide speed, flexibility, and customized solutions that banks simply can’t offer.
⚡ 1. Speed to Close
Banks: 30–60 days.
Private Brokers: Often within 10–20 days.
Time-sensitive deals don’t wait for slow underwriting and red tape. Whether it’s a hot flip, a competitive multifamily deal, or a last-minute opportunity, private lending can help you close fast and confidently.
🔄 2. Flexible Underwriting
Banks: Rigid requirements, heavy documentation, and personal income verification.
Private Brokers: Focus on the deal, not your W-2.
We evaluate the property’s potential—not your tax returns. No need to jump through hoops proving personal income when the asset itself makes sense.
🏗️ 3. Creative Solutions for Investors
As brokers, we don’t offer just one cookie-cutter loan. We shop multiple lenders on your behalf to find the best terms for:
- DSCR loans (cash-flow based)
- Fix and flip financing
- Ground-up construction
- Short-term bridge loans
- Cash-out refinance for investors
Our job is to custom-match you with lenders who understand your goals—and your exit strategy.
🤝 4. Investor-Focused Approach
Traditional banks aren’t built to serve full-time investors. We are. We understand:
- Scaling portfolios in LLCs
- Using leverage wisely
- Working with credit challenges
- Managing timelines and rehab draws
You don’t need a banker. You need a real estate lending partner.
📈 5. More Deals, Less Stress
The bottom line? Private money brokers help you:
✅ Close more deals
✅ Make more offers with confidence
✅ Free up your time
✅ Avoid getting stuck in financing delays
🏡 Ready to Fund Your Next Investment?
At Walker Capital Lending, we’re not just lenders—we’re deal-makers. Our mission is to help you build a legacy through smart, flexible financing. Let us find you the right loan, right now.
Our Services
DSCR
💼 Why Choose a DSCR Loan?
Unlike traditional loans that focus heavily on your W-2s, tax returns, or personal credit history, a DSCR loan evaluates how well the income from the rental property can cover the debt.
In other words:
📊 If the property can pay for itself, you can get the loan.
🏡 Key Benefits of DSCR Loans:
- No income verification (no pay stubs or tax returns)
- Close in your LLC’s name
- Faster approval process
- Use projected or current rental income
- Flexible credit requirements
- Ideal for cash-flowing properties
👋 Ready to Scale Your Portfolio?
At Walker Capital Lending, we help investors like you build a legacy through smart financing. Whether you’re just starting out or adding your tenth property, we’ll help you structure a deal that makes sense.
👉 [Start your loan inquiry now] or contact us with your questions!
Fix & Flips
💰 What’s Covered in a Fix and Flip Loan?
- Purchase price of the property
- Renovation costs
- Sometimes even closing costs and interest payments
Loans are typically based on:
📈 ARV (After Repair Value) — not just the current condition
🏗️ Key Benefits of Fix and Flip Loans:
- Quick closings (often in 5–10 days)
- No income or tax return required
- Flexible credit requirements
- Funding for purchase + rehab
- Interest-only payments during the term
- Loan terms typically range from 6 to 18 months
👷 Build Wealth Through Real Estate
At Walker Capital Lending, we understand the fast-paced world of real estate investing. Whether you’re flipping your first house or your fifteenth, we’ll help you move fast, fund smart, and flip with confidence.
👉 [Apply now] or connect with our team to learn how we can help you structure your next flip!
Ground Up Development
🏗️ What Can a Ground-Up Loan Be Used For?
- Purchase of land or teardown property
- Construction costs for residential or commercial buildings
- Soft costs like permits, plans, and engineering
- Interest reserves during construction (optional)
Whether you’re building a single-family home, multi-family, or small commercial project—we’ll help you make it happen.
🚧 How Ground-Up Loans Work
- Land Acquisition – Buy the lot or property
- Loan Approval – Based on plans, budget, and ARV
- Draw Schedule – Funds released in phases as you build
- Exit Plan – Sell or refinance into a long-term loan
🧾 Key Benefits of Ground-Up Loans:
Can close in an LLC or business name
Finance both land and construction
Interest-only payments during construction
Flexible terms typically ranging from 12–24 months
Based on future value of the completed property (ARV)
🏡 Build It From the Ground Up
At Walker Capital Lending, we specialize in helping developers bring their vision to life. From funding land acquisition to releasing construction draws, we’re with you every step of the way.
👉 [Start your project now] or reach out to see how we can support your next ground-up build.
Discover how we can bring your architectural dreams to life.
From concept to completion, we’re with you every step of the way. Ready to start your journey? Contact us today for a free consultation and let’s create something extraordinary together.
25+ Years of Excellence
1,564+ Satisfied Clients
50 Industry Awards
